You don't need to be a member of PayPal to use their service. Check their FAQs and instructions. I've been a member over 20 years. You can use them for cc purchases, and bank account transfer. You can decide who pays the charge or split it. The payment for whatever goes directly into your bank account. I started this thread because it appeared some were unaware of this service. I have no interest in PayPal. My only interest is to help people buy and sell guns and accessories. It's very easy and convenient and no one but PayPal sees your info. There are simular services. Google them, bling them, or pray about them. Then decide for yourself.