Unlike Glock, you don't need to pour in another gun-worth of cash to get it up to snuff.
I agree with almost everything you say in your response -- except for the last comment, above.
Some years back, I shot a LOT of IDPA, using both a Glock 34 and my lightly tuned CZ-85 Combat. In periodic qualifiers, I consistently shot higher scores with that Glock 34 than with any gun I've owned.
That 34 was factory stock and absolutely up to snuff right out of the box!! (I later traded that Glock 34 for an M&P Pro in 9mm which had been worked over by Speed Shooter Specialties for the prior owner. I LOVE that M&P Pro. The guy I traded with had put a bunch of money into the M&P Pro, but wanted to get back into Glocks; he had shot competitively with Glocks and could never get where he wanted to be with the M&P Pro. He wanted to get back to where he was most comfortable.-- and effective.)
I've still got two Glocks and have had a number of other Glocks (17s, 19s, 23s, several other 34s and 35s) over the years -- in 9mm and .40. And with one exception, the only thing I've ever really done to any of the Glocks was to add Ghost trigger kits (at about $17 each, shipped). After-market parts for Glock typically aren't all that expensive until you start buying the "name" trigger systems; the little stuff tends to be pretty cheap. But even a stock Glock trigger isn't that bad -- but it's not a 1911, either.
I've had a bunch of CZs, over the years -- 5-6 pre-Bs, a number of 75Bs (full-size in 9mm and .40, and two Compacts), a 40B, a 97B, and several 85Bs and I still have an 85 Combat (in satin nickel.)
Nearly all of the CZ "B" series triggers were mediocre at first. I've got a P-07 Duty, which I like a lot, and a P10C which, even with a new HB Industries trigger systems installed, still stings my trigger finger now and then.
For my "B" model CZs, I generally had action or trigger work done up front if the gun was new. I realized, long ago, that I'd rather pay a gunsmith $100-$150 to improve a trigger rather than take the time to $125-150 worth of ammo to really start to break in a new CZ trigger. Had Cajun Gun Works or CZ Custom been around back then (late 1990s and early 2000's) I would have gotten parts from them. (Similar Witness guns, bought new, seem to come with better triggers, out of the box.)
The fact that so many members here on the forum buy parts and kits from CGW and CZ Custom, or buy the new "competition" versions of the more basic CZ models, tells you that many folks feel they have to spend a good amount of money to get their CZs where they want them. (You can do a LOT of Glock upgrading before you spend as much -- gun and upgrades -- as you will if you buy a CZ that has "Shadow" in it's model name.)