(1) No mods of any kind -- all CZ factory original
(2) There may have been one spare magazine in the safe; if so, would agree that was the likely culprit (but wow, talk about a freak accident considering that the pistol was in de-cock mode, which is presumably the safest for dropping it -- but maybe not if it will catch on something).
(3) Little doubt that it is still in SA mode and "hot", but I tend to treat all firearms as snakes ready to strike anyway, whether loaded or purportedly empty.
Three officers (including one Lieutenant) came out to investigate. Curiously, none had ever heard of CZ before, and it took some time to explain that, yes, it was a .45 automatic but, no, it was not a 1911 and didn't have two safeties (the slide and grip safeties). One finally pulled up a photo of a 97 on their cellphone to see what I was talking about. None of them had any idea why the discharge occurred, other than to state, somewhat to my surprise, "this stuff just sometimes happens" and one suggested defective ammo (it was newly manufactured Speer Gold Dot bought last fall, so I sort of doubt that theory).
What surprised me is that the locksmith just took the safe and flipped it, and I didn't even see what he was doing until there was a bang. Guessing that will be the last time he does that particular maneuver with a gun safe.
BTW, this will not change my love for CZ products one iota. However, this is a lesson to me that no matter how well a firearm is manufactured, it can't overcome human error (here, the locksmith flipping the gun case). Everybody just please say a "Thank you, Lord" tonight that nobody was injured.