That's what every one says, but I've bought enough new magazines (the double stack jobs are always worse to load than the 1911 magazines) in the last 5 or 6 years that I've found out loading them up (with the lula loader) and letting them sit in the cabinet for a few weeks makes it much easier for me to load them back up by hand if I forget the lula, or just don't want to go get it this one time.
I just got 5 new CZ 75 magazines in the mail Friday. Sat right down and started loading them up. Got to that last round and made my thumb sore trying to force that last round in the 14 shot magazines. Finally gave up and got the lula out and finished loading up all five magazines.
That was Friday night. Last night I got the magazines, and pistol, out of the cabinet and field stripped the pistol to check some bullets out (chamber fit/plunk test). I removed a couple of the bullets from a magazine (removed one, got up to check the clothes dryer and left the round in my hand on the washer and couldn't figure out what I did with it till later, so I had to remove another one). When I got done I loaded the magazine back up, without the lula loader, with no problem. Then I inserted the magazine, chambered a round, removed the magazine and inserted another round to bring it back up to 14 in the magazine. Again, loaded that last round with my thumb.
I haven't tested the amount of pressure required to insert the last couple of rounds in any magazine, I just know, from the experience of loading many Glock, XDM, M&P, CZ, Browning and PA14 magazines over the last few years that there is a difference over time and leaving them fully loaded makes them easier to load to capacity. I never let a new magazine sit around in the wrapper (pistol magazine - 30 round AR15 magazines don't seem hard to fully load at all, so I leave them new in the wrapper unless I need them).
Science is great. Show me a test machine with a flesh and bone thumb that is forcing rounds down into a 19 round pistol magazine over and over.