Robert - Welcome to the Forum and to CZs.
Regarding timing of the DA and SA: If the DA breaks later in the trigger pull than the SA, you may get a problem where the SA releases the hammer, but the disconnector (responsible for the DA break) doesn't clear the trigger bar. I would expect you would have this problem for the case you describe where the over travel stop set for SA doesn't allow the DA to break. An obvious symptom of this is if you break the SA very gently, you can release the SA and lower the hammer by releasing the trigger (if that makes sense) - here is a recent
link. This may not always be the case if the SA hammer drops with enough force (and there is enough internnal play) that the disconnector bounces past the engagement of the trigger bar. In this case, you are probably not getting as good of a hammer strike to the firing pin as you otherwise would.
To fix this, you can do one of two things, either delay the SA break (which can be done by removing material on the front surface of the lower leg of the sear where the trigger bar enagages it), or advancing the DA. I think the most common way to advance the DA, is to effectively remove material from the underside of the disconnetor "wings". There are two ways to do this - you can physically remove material from the undersides of each wing (making their entire vertical thickness less), or you can bevel the underside leading edge of the wings (the area that engages the trigger bar during the DA pull) - see photos in link above.
To decide whether you delay the SA or advance the DA, you may want to consider where each is breaking with the trigger pull, how much over-travel stop you have, how far the hammer is being cocked in DA, etc. In the end it may not matter. In either case, you probably only have to remove a small amount of material (a few 0.001"), so do a littel, re-assemble, check progress, repeat as necessary.
One final point, the measurements you reference from one of my old posts were representative of one particular pistol. There is nothing essential about the 0.03" - it could be a little more or a little less as long as the DA breaks after setting the over-travel stop for SA, IMO.
P.S. If you decide to advance the DA, I'd be inclined to remove material from the underside of the wings if it is fairly obvious that the DA breaks later than the SA. This would better ensure that the disconnector actually clears the trigger bar when the SA breaks, rather than just bouncing off of it (as it currently seems to be doing).